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Regents Realty Group, Inc.
3830 Killearn Court
Tallahassee, FL 32309
Phone: (850) 556-0477
Fax: (850) 668-8360
The Accredited Buyer Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate BUYER'S AGENT Council (REBAC) of the NATIONAL ASSOCIATION OF REALTORS® who meet the specified educational and practical experience criteria.GRI stands for Graduate REALTORS® Institute. The GRI designation acknowledges REALTORS® who have completed a comprehensive education program that provides practical real estate training. This program is above and beyond the education required to earn a real estate license.An arrangement by which real estate brokers place their listings together so that all members of the multiple-listing service have an opportunity to sell properties listed by other members of the service.A real estate agent is a REALTOR® when he or she becomes a member of the NATIONAL ASSOCIATION of REALTORS® (USA) or the Canadian Real Estate Association (Canada). The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics.CRS stands for Certified Residential Specialist. The CRS is a nationally-recognized designation. REALTORS® with the CRS are acknowledged for advanced study in listing, selling, investment, taxes and a proven record of experience in applied residential marketing.Hold mouse over logo for description.
Mortgage Calculator     
Calculators Provided by: IMAGEPROWEBSITE.COM

What is The Real APR for That Loan?

Input Information
Loan Information
Home Value : ($)
Interest Rate : (%)
Length : (Yrs)
Down Payment :
Additional Information
Points : (%)
Origination Fees : (%)
Closing Costs : ($)
Financial Analysis (Switch to Plain English)
Down Payment : $30,000.00
Amount Financed : $270,000.00
Monthly Principal & Interests : $1,212.42
Points Value : $2,700.00
Origination Fees $0.00
Total Closing Costs $3,900.00
Actual APR 3.617%
Plain English Help (Switch to Financial Analysis)

Did you know that the advertised APR and the APR you really pay on a loan isn’t necessarily the same? It’s true! By the time you include other factors such as closing costs, your APR will not be exactly what you thought it was.

If you purchase a home valued at $300,000.00 and take out a 30 year loan with a 3.500% interest rate, you will actually be paying 3.617% if you make a $30,000.00 down payment. This figure is computed after factoring in the closing costs and the points, assuming you purchase one point with the loan you take out.

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.